{"id":656,"date":"2026-03-27T12:11:32","date_gmt":"2026-03-27T12:11:32","guid":{"rendered":"https:\/\/ppbactuarialservices.com\/sobre-nosotros\/"},"modified":"2026-03-31T11:41:02","modified_gmt":"2026-03-31T11:41:02","slug":"sobre-nosotros","status":"publish","type":"page","link":"https:\/\/ppbactuarialservices.com\/es\/sobre-nosotros\/","title":{"rendered":"Sobre nosotros"},"content":{"rendered":"\n<style id=\"ppb-global-styles\">\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Jost:wght@300;400;500;600;700&display=swap');\n:root {\n  --ppb-gold:  #FDB713;\n  --ppb-amber: #755201;\n  --ppb-ink:   #1A1A1A;\n  --ppb-ink2:  #2E2E2E;\n  --ppb-mist:  #F4F4F2;\n  --ppb-white: #FFFFFF;\n  --ppb-font:  'Jost','Century Gothic',Arial,sans-serif;\n}\n.ppb-section * { box-sizing:border-box; font-family:var(--ppb-font) !important; }\n.ppb-eyebrow {\n  font-size:.72rem !important; letter-spacing:.2em !important;\n  text-transform:uppercase !important; font-weight:600 !important;\n  display:flex !important; align-items:center !important; gap:12px !important;\n  margin-bottom:16px !important;\n}\n.ppb-eyebrow::before { content:''; display:block; width:24px; height:1px; background:currentColor; flex-shrink:0; }\n.ppb-eyebrow--gold  { color:var(--ppb-gold)  !important; }\n.ppb-eyebrow--amber { color:var(--ppb-amber) !important; }\n.ppb-btn-primary {\n  display:inline-flex !important; align-items:center !important; gap:10px !important;\n  background:var(--ppb-gold) !important; color:var(--ppb-ink) !important;\n  font-size:.82rem !important; font-weight:600 !important;\n  letter-spacing:.1em !important; text-transform:uppercase !important;\n  padding:16px 36px !important; text-decoration:none !important;\n  border:none !important; cursor:pointer !important;\n  transition:background .25s, transform .2s !important;\n}\n.ppb-btn-primary:hover { background:#ffc93a !important; transform:translateY(-2px) !important; }\n.ppb-btn-ghost {\n  display:inline-flex !important; align-items:center !important; gap:10px !important;\n  border:1px solid rgba(255,255,255,.3) !important; color:rgba(255,255,255,.8) !important;\n  font-size:.82rem !important; font-weight:500 !important;\n  letter-spacing:.1em !important; text-transform:uppercase !important;\n  padding:16px 36px !important; text-decoration:none !important;\n  background:transparent !important; cursor:pointer !important;\n  transition:border-color .25s, color .25s !important;\n}\n.ppb-btn-ghost:hover { border-color:var(--ppb-gold) !important; color:var(--ppb-gold) !important; }\n.ppb-btn-dark {\n  display:inline-flex !important; align-items:center !important; gap:10px !important;\n  background:var(--ppb-ink) !important; color:var(--ppb-white) !important;\n  font-size:.82rem !important; font-weight:600 !important;\n  letter-spacing:.1em !important; text-transform:uppercase !important;\n  padding:20px 44px !important; text-decoration:none !important;\n  border:none !important; cursor:pointer !important;\n  transition:background .25s !important;\n}\n.ppb-btn-dark:hover { background:var(--ppb-ink2) !important; }\n.ppb-credentials-grid {\n  display:grid; grid-template-columns:repeat(4,1fr);\n  border-left:1px solid rgba(26,26,26,.15);\n}\n.ppb-cred-item { padding:36px 32px; border-right:1px solid rgba(26,26,26,.15); }\n.ppb-cred-number { font-size:2.4rem !important; font-weight:700 !important; color:var(--ppb-ink) !important; letter-spacing:-.03em !important; line-height:1 !important; }\n.ppb-cred-label  { font-size:.72rem !important; letter-spacing:.1em !important; text-transform:uppercase !important; color:rgba(26,26,26,.65) !important; margin-top:6px !important; font-weight:500 !important; }\n@media(max-width:768px){ .ppb-credentials-grid { grid-template-columns:repeat(2,1fr); } }\n.ppb-section-h2 { font-size:clamp(2rem,3vw,2.8rem) !important; font-weight:300 !important; color:var(--ppb-ink) !important; line-height:1.2 !important; }\n.ppb-section-h2 strong { font-weight:700 !important; }\n.ppb-section-desc { font-size:.95rem !important; color:#666 !important; line-height:1.75 !important; font-weight:300 !important; }\n.ppb-intro-body p { font-size:1.2rem !important; font-weight:300 !important; color:var(--ppb-ink2) !important; line-height:1.85 !important; margin-bottom:20px !important; }\n.ppb-cta-h2 { font-size:clamp(1.8rem,2.8vw,2.8rem) !important; font-weight:300 !important; color:var(--ppb-ink) !important; line-height:1.25 !important; }\n.ppb-cta-h2 strong { font-weight:700 !important; }\n.ppb-cta-p { font-size:.95rem !important; color:rgba(26,26,26,.65) !important; font-weight:300 !important; line-height:1.75 !important; margin-top:16px !important; max-width:520px !important; }\n.ppb-footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr; gap:60px; margin-bottom:48px; }\n.ppb-footer-col h4 { font-size:.72rem !important; letter-spacing:.18em !important; text-transform:uppercase !important; color:rgba(255,255,255,.7) !important; margin-bottom:20px !important; font-weight:600 !important; }\n.ppb-footer-col a { display:block; color:rgba(255,255,255,.45) !important; text-decoration:none !important; font-size:.82rem !important; margin-bottom:10px !important; transition:color .2s !important; }\n.ppb-footer-col a:hover { color:var(--ppb-gold) !important; }\n.ppb-footer-bottom { border-top:1px solid rgba(255,255,255,.08); padding-top:28px; margin-top:48px; display:flex; justify-content:space-between; align-items:center; font-size:.72rem !important; color:rgba(255,255,255,.35) !important; }\n.ppb-footer-bottom a { color:rgba(255,255,255,.35) !important; text-decoration:none !important; }\n.ppb-footer-bottom a:hover { color:var(--ppb-gold) !important; }\n@media(max-width:768px){ .ppb-footer-grid { grid-template-columns:1fr; gap:32px; } .ppb-footer-bottom { flex-direction:column; gap:12px; text-align:center; } }\n\n\/* \u2500\u2500 ABOUT PAGE SPECIFIC STYLES \u2500\u2500 *\/\n.ppb-about-hero-h1 { font-size:clamp(2.6rem,4vw,4.2rem) !important; font-weight:300 !important; color:var(--ppb-white) !important; line-height:1.1 !important; letter-spacing:-.02em !important; margin-bottom:28px !important; }\n.ppb-about-hero-h1 strong { font-weight:700 !important; color:var(--ppb-gold) !important; }\n.ppb-about-hero-sub { font-size:1.05rem !important; color:rgba(255,255,255,.55) !important; line-height:1.8 !important; font-weight:300 !important; max-width:520px !important; margin-bottom:48px !important; }\n.ppb-about-h2 { font-size:clamp(1.8rem,2.5vw,2.6rem) !important; font-weight:300 !important; color:var(--ppb-white) !important; line-height:1.25 !important; margin-bottom:28px !important; }\n.ppb-about-h2 strong { font-weight:700 !important; color:var(--ppb-gold) !important; }\n.ppb-about-p { font-size:.95rem !important; color:rgba(255,255,255,.6) !important; line-height:1.85 !important; font-weight:300 !important; margin-bottom:16px !important; }\n.ppb-profile-card { background:rgba(255,255,255,.04); border:1px solid rgba(253,183,19,.18); padding:48px 44px; position:relative; }\n.ppb-profile-card::before { content:''; position:absolute; top:0; left:0; width:3px; height:100%; background:linear-gradient(to bottom, var(--ppb-gold), transparent); }\n.ppb-profile-name  { font-size:1.35rem !important; font-weight:700 !important; color:var(--ppb-white) !important; letter-spacing:-.01em !important; margin-bottom:4px !important; }\n.ppb-profile-title { font-size:.78rem !important; letter-spacing:.16em !important; text-transform:uppercase !important; color:var(--ppb-gold) !important; font-weight:500 !important; margin-bottom:28px !important; }\n.ppb-profile-divider { width:100%; height:1px; background:rgba(255,255,255,.08); margin:24px 0; }\n.ppb-credential-row { display:flex; align-items:baseline; gap:12px; margin-bottom:14px; }\n.ppb-credential-row .label { font-size:.68rem !important; letter-spacing:.14em !important; text-transform:uppercase !important; color:rgba(255,255,255,.35) !important; font-weight:600 !important; white-space:nowrap; flex-shrink:0; min-width:70px; }\n.ppb-credential-row .value { font-size:.9rem !important; color:rgba(255,255,255,.75) !important; font-weight:300 !important; line-height:1.5 !important; }\n.ppb-credential-row .value strong { color:var(--ppb-white) !important; font-weight:600 !important; }\n.ppb-pull-quote { border-left:3px solid var(--ppb-gold); padding:8px 0 8px 32px; margin:40px 0; }\n.ppb-pull-quote p { font-size:1.3rem !important; font-weight:300 !important; color:var(--ppb-ink) !important; line-height:1.65 !important; font-style:italic !important; }\n.ppb-timeline { position:relative; padding-left:28px; }\n.ppb-timeline::before { content:''; position:absolute; left:0; top:8px; bottom:8px; width:1px; background:linear-gradient(to bottom, var(--ppb-gold), rgba(253,183,19,.1)); }\n.ppb-timeline-item { position:relative; margin-bottom:40px; }\n.ppb-timeline-item:last-child { margin-bottom:0; }\n.ppb-timeline-item::before { content:''; position:absolute; left:-32px; top:6px; width:8px; height:8px; border-radius:50%; background:var(--ppb-gold); box-shadow:0 0 0 3px rgba(253,183,19,.2); }\n.ppb-timeline-item h3 { font-size:.82rem !important; letter-spacing:.12em !important; text-transform:uppercase !important; font-weight:700 !important; color:rgba(255,255,255,.9) !important; margin-bottom:10px !important; }\n.ppb-timeline-item p { font-size:.93rem !important; color:rgba(255,255,255,.5) !important; line-height:1.85 !important; font-weight:300 !important; margin-bottom:8px !important; }\n.ppb-timeline-tag { display:inline-flex; align-items:center; gap:6px; padding:4px 10px; background:rgba(253,183,19,.1); border:1px solid rgba(253,183,19,.25); font-size:.68rem !important; letter-spacing:.1em !important; text-transform:uppercase !important; color:var(--ppb-gold) !important; font-weight:600 !important; margin-top:8px; margin-right:6px; }\n.ppb-firms-row { display:flex; align-items:center; border:1px solid rgba(255,255,255,.1); margin-top:40px; }\n.ppb-firm-item { flex:1; padding:28px 32px; border-right:1px solid rgba(255,255,255,.1); text-align:center; }\n.ppb-firm-item:last-child { border-right:none; }\n.ppb-firm-name { font-size:1rem !important; font-weight:700 !important; color:rgba(255,255,255,.6) !important; letter-spacing:.04em !important; display:block; }\n.ppb-firm-type { font-size:.68rem !important; letter-spacing:.14em !important; text-transform:uppercase !important; color:rgba(255,255,255,.28) !important; font-weight:500 !important; margin-top:4px; display:block; }\n.ppb-spec-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:2px; }\n.ppb-spec-card { background:var(--ppb-white); padding:44px 40px; border-left:3px solid transparent; transition:border-color .3s, background .25s; }\n.ppb-spec-card:hover { border-left-color:var(--ppb-gold); background:#FAFAF8; }\n.ppb-spec-num { font-size:3rem !important; font-weight:700 !important; color:rgba(253,183,19,.15) !important; letter-spacing:-.04em !important; line-height:1 !important; margin-bottom:20px !important; }\n.ppb-spec-card h3 { font-size:.82rem !important; font-weight:700 !important; letter-spacing:.12em !important; text-transform:uppercase !important; color:var(--ppb-ink) !important; margin-bottom:14px !important; }\n.ppb-spec-card p { font-size:.9rem !important; color:#666 !important; line-height:1.8 !important; font-weight:300 !important; }\n@media(max-width:768px){ .ppb-spec-grid { grid-template-columns:1fr; } }\n.ppb-areas-wrap { display:flex; flex-wrap:wrap; gap:8px; margin-top:24px; }\n.ppb-area-tag { padding:8px 16px; border:1px solid rgba(26,26,26,.15); font-size:.72rem !important; letter-spacing:.1em !important; text-transform:uppercase !important; color:var(--ppb-ink2) !important; font-weight:500 !important; background:transparent; transition:border-color .25s, color .25s, background .25s; cursor:default; }\n.ppb-area-tag:hover { border-color:var(--ppb-gold); color:var(--ppb-amber) !important; background:rgba(253,183,19,.06); }\n.ppb-pillars-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:2px; background:#E8E8E8; border:1px solid #E8E8E8; }\n.ppb-pillar { background:var(--ppb-white); padding:52px 44px; transition:background .3s; }\n.ppb-pillar:hover { background:var(--ppb-mist); }\n.ppb-pillar-num { font-size:3.8rem !important; font-weight:700 !important; color:rgba(253,183,19,.15) !important; letter-spacing:-.05em !important; line-height:1 !important; margin-bottom:24px !important; }\n.ppb-pillar h3 { font-size:.85rem !important; font-weight:700 !important; letter-spacing:.14em !important; text-transform:uppercase !important; color:var(--ppb-ink) !important; margin-bottom:16px !important; }\n.ppb-pillar p { font-size:.9rem !important; color:#666 !important; line-height:1.85 !important; font-weight:300 !important; }\n@media(max-width:768px){ .ppb-pillars-grid { grid-template-columns:1fr; } .ppb-spec-grid { grid-template-columns:1fr; } .ppb-firms-row { flex-direction:column; } }\nbody { margin:0; padding:0; font-family:'Jost','Century Gothic',Arial,sans-serif; }\n<\/style>\n<style>.kb-row-layout-id_ppb_about_hero > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:40px;padding-bottom:120px;padding-left:40px;min-height:90vh;grid-template-columns:minmax(0, calc(55% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(45% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_about_hero{background-color:#1A1A1A;}.kb-row-layout-id_ppb_about_hero > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_about_hero > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_about_hero > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_about_hero alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-center kb-theme-content-width\">\n<style>.kadence-column_ppb_ah_l > .kt-inside-inner-col,.kadence-column_ppb_ah_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_ah_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_ah_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_ah_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_ah_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_ah_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_ah_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_ah_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_ah_l\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--gold\">Acerca de la empresa<\/p>\n    <h1 class=\"ppb-about-hero-h1\">\n Independientes.<br\/> Rigurosos.<br\/>      <strong>Expertos actuariales.<\/strong>\n    <\/h1>\n    <p class=\"ppb-about-hero-sub\">\n PPB Actuarial Services S.L. es una consultor\u00eda actuarial dedicada a prestar\nservicios t\u00e9cnicos de alta calidad en el sector de los seguros de vida, dirigida por un miembro del\nInstitute of Actuaries (Reino Unido) con m\u00e1s de 20 a\u00f1os de experiencia en el sector.\n    <\/p>\n    <div style=\"display:flex; flex-wrap:wrap; gap:0;\">\n       <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/\" class=\"ppb-btn-primary\">\nNuestros servicios\n<svg width=\"14\" height=\"14\" viewbox=\"0 0 14 14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 7h12M8 3l5 4-5 4\"><\/path><\/svg>\n<\/a>\n<a href=\"https:\/\/ppbactuarialservices.com\/contact\/\" class=\"ppb-btn-ghost\">P\u00f3ngase en contacto con nosotros<\/a>\n    <\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_ah_r > .kt-inside-inner-col{display:flex;}.kadence-column_ppb_ah_r > .kt-inside-inner-col,.kadence-column_ppb_ah_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_ah_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_ah_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_ppb_ah_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_ppb_ah_r{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_ppb_ah_r{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_ppb_ah_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_ppb_ah_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_ah_r{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column_ppb_ah_r{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_ppb_ah_r{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_ppb_ah_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column_ppb_ah_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column_ppb_ah_r{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_ppb_ah_r{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_ppb_ah_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_ppb_ah_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_ah_r\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-profile-card\">\n      <div class=\"ppb-profile-name\">Pablo Plaza Bocos<\/div>\n      <div class=\"ppb-profile-title\">Fundador y actuario principal<\/div>\n      <div class=\"ppb-profile-divider\"><\/div>\n      <div class=\"ppb-credential-row\">\n        <span class=\"label\">Habilitaci\u00f3n<\/span>\n<span class=\"value\"><strong>FIA <\/strong>\u2014 Miembro del Instituto de Actuarios (Reino Unido)<\/span>\n      <\/div>\n      <div class=\"ppb-credential-row\">\n        <span class=\"label\">Habilitado<\/span>\n<span class=\"value\"><strong>2009<\/strong><\/span>\n      <\/div>\n      <div class=\"ppb-credential-row\">\n        <span class=\"label\">Experiencia<\/span>\n<span class=\"value\"><strong>M\u00e1s de 20 a\u00f1os<\/strong> en el sector de los seguros de vida<\/span>\n      <\/div>\n      <div class=\"ppb-credential-row\">\n        <span class=\"label\">Mercados<\/span>\n<span class=\"value\">Seguros de vida en el Reino Unido y Europa<\/span>\n      <\/div>\n      <div class=\"ppb-credential-row\">\n        <span class=\"label\">Funciones<\/span>\n<span class=\"value\">Consultor\u00eda y funciones actuariales internas<\/span>\n      <\/div>\n      <div class=\"ppb-profile-divider\"><\/div>\n      <div style=\"display:flex; align-items:center; gap:10px;\">\n        <svg width=\"16\" height=\"16\" viewbox=\"0 0 20 20\" fill=\"none\" style=\"flex-shrink:0;\">\n          <path d=\"M10 2C7.24 2 5 4.24 5 7c0 3.75 5 11 5 11s5-7.25 5-11c0-2.76-2.24-5-5-5zm0 6.5c-.83 0-1.5-.67-1.5-1.5s.67-1.5 1.5-1.5 1.5.67 1.5 1.5-.67 1.5-1.5 1.5z\" fill=\"rgba(253,183,19,.5)\"><\/path>\n        <\/svg>\n        <span style=\"font-size:.78rem;color:rgba(255,255,255,.4);font-family:'Jost',sans-serif;font-weight:300;\">\n Sant Quirze del Vall\u00e8s, Barcelona, Espa\u00f1a\n        <\/span>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_astats > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_astats > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_astats > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:40px;padding-bottom:0px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_ppb_astats{background-color:#FDB713;}.kb-row-layout-id_ppb_astats > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_astats > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_astats > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_astats alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_ppb_astats_c > .kt-inside-inner-col,.kadence-column_ppb_astats_c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_astats_c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_astats_c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_astats_c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_astats_c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_astats_c{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_astats_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_astats_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_astats_c\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-credentials-grid\">\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">20+<\/div>\n        <div class=\"ppb-cred-label\">A\u00f1os de experiencia en el sector<\/div>\n      <\/div>\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">FIA<\/div>\n        <div class=\"ppb-cred-label\">Fellow of the Institute of Actuaries (UK)<\/div>\n      <\/div>\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">2009<\/div>\n        <div class=\"ppb-cred-label\">Certificado desde<\/div>\n      <\/div>\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">100%<\/div>\n        <div class=\"ppb-cred-label\">Asesoramiento independiente<\/div>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_aabout > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_aabout > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_aabout > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:40px;padding-bottom:120px;padding-left:40px;grid-template-columns:minmax(0, calc(35% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(65% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_aabout{background-color:#FFFFFF;}.kb-row-layout-id_ppb_aabout > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_aabout > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_aabout > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_aabout alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_aabout_l > .kt-inside-inner-col,.kadence-column_ppb_aabout_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aabout_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aabout_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aabout_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aabout_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aabout_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aabout_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aabout_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aabout_l\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--amber\">La Empresa<\/p>\n    <h2 class=\"ppb-section-h2\">Acerca de <strong>PPB<\/strong><\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_aabout_r > .kt-inside-inner-col,.kadence-column_ppb_aabout_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aabout_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aabout_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aabout_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aabout_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aabout_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aabout_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aabout_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aabout_r\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-intro-body\">\n      <p>\n PPB Actuarial Services S.L. es una consultor\u00eda actuarial dedicada a prestar\nservicios t\u00e9cnicos de alta calidad en el sector de los seguros de vida.\n      <\/p>\n      <p>\n La empresa est\u00e1 dirigida por un miembro del Institute of Actuaries (Reino Unido) (FIA, 2009) con m\u00e1s de\n20 a\u00f1os de experiencia en el sector, adquirida principalmente en el mercado brit\u00e1nico, tanto\nen el \u00e1mbito de la consultor\u00eda como en puestos internos.\n      <\/p>\n    <\/div>\n    <div class=\"ppb-pull-quote\">\n      <p>\n \u00abAportamos claridad y un an\u00e1lisis independiente y riguroso a entornos complejos y regulados,\ndesde la informaci\u00f3n financiera hasta la gesti\u00f3n de riesgos y la modelizaci\u00f3n actuarial\u00bb.\n      <\/p>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_aexp > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_aexp > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_aexp > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:40px;padding-bottom:120px;padding-left:40px;grid-template-columns:minmax(0, calc(48% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(52% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_aexp{background-color:#1A1A1A;}.kb-row-layout-id_ppb_aexp > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_aexp > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_aexp > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_aexp alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_aexp_l > .kt-inside-inner-col,.kadence-column_ppb_aexp_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aexp_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aexp_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aexp_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aexp_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aexp_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aexp_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aexp_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aexp_l\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--gold\">Trayectoria<\/p>\n    <h2 class=\"ppb-about-h2\">Experimentado en <br\/><strong>instituciones l\u00edderes<\/strong><\/h2>\n    <p class=\"ppb-about-p\">\n Experiencia laboral en colaboraci\u00f3n con importantes compa\u00f1\u00edas de seguros y consultoras de primer nivel,\ncombinando el trabajo actuarial pr\u00e1ctico con la ejecuci\u00f3n satisfactoria de grandes\nproyectos de transformaci\u00f3n en materia de informaci\u00f3n financiera y modelos actuariales.\n    <\/p>\n    <div class=\"ppb-firms-row\">\n      <div class=\"ppb-firm-item\">\n        <span class=\"ppb-firm-name\">M&#038;G<\/span>\n<span class=\"ppb-firm-type\">Seguros y Gesti\u00f3n de Activos<\/span>\n      <\/div>\n      <div class=\"ppb-firm-item\">\n        <span class=\"ppb-firm-name\">Ernst &#038; Young<\/span>\n<span class=\"ppb-firm-type\">Consultora parte de las Big Four<\/span>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_aexp_r > .kt-inside-inner-col,.kadence-column_ppb_aexp_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aexp_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aexp_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aexp_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aexp_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aexp_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aexp_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aexp_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aexp_r\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-timeline\">\n      <div class=\"ppb-timeline-item\">\n        <h3>Funciones actuariales internas<\/h3>\n        <p>\n Participaci\u00f3n activa en las funciones actuariales habituales de las principales\ncompa\u00f1\u00edas de seguros. Responsabilidad integral de los procesos de presentaci\u00f3n de informes y valoraci\u00f3n\nen el marco de la NIIF 17 y Solvenciy II.\n        <\/p>\n        <span class=\"ppb-timeline-tag\">BAU Actuarial<\/span>\n<span class=\"ppb-timeline-tag\">Seguros de vida<\/span>\n      <\/div>\n      <div class=\"ppb-timeline-item\">\n        <h3>Proyectos de transformaci\u00f3n financiera<\/h3>\n        <p>\n Ejecuci\u00f3n satisfactoria de m\u00faltiples proyectos de transformaci\u00f3n a gran escala en materia de\ninformaci\u00f3n financiera y modelos actuariales, desde la definici\u00f3n de requisitos hasta\nlas pruebas, la validaci\u00f3n y la puesta en marcha.\n        <\/p>\n        <span class=\"ppb-timeline-tag\">NIIF 17<\/span>\n<span class=\"ppb-timeline-tag\">Migraciones de modelos<\/span>\n      <\/div>\n      <div class=\"ppb-timeline-item\">\n        <h3>Principales marcos normativos<\/h3>\n        <p>\n Implementaci\u00f3n de la NIIF 17 y Solvency II, reconstrucci\u00f3n de modelos, migraciones de sistemas y\ndesarrollo de procesos de informaci\u00f3n de principio a fin, as\u00ed como an\u00e1lisis de riesgos y\nevaluaci\u00f3n de capital.\n        <\/p>\n        <span class=\"ppb-timeline-tag\">Solvency II<\/span>\n<span class=\"ppb-timeline-tag\">Normas contables del Reino Unido<\/span>\n<span class=\"ppb-timeline-tag\">Capital<\/span>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_aspec_hdr > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_aspec_hdr > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_aspec_hdr > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:40px;padding-bottom:60px;padding-left:40px;grid-template-columns:minmax(0, calc(40% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(60% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_aspec_hdr{background-color:#F4F4F2;}.kb-row-layout-id_ppb_aspec_hdr > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_aspec_hdr > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_aspec_hdr > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_aspec_hdr alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col,.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aspec_hdr_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aspec_hdr_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aspec_hdr_l\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--amber\">Amplia experiencia<\/p>\n    <h2 class=\"ppb-section-h2\">\u00c1reas de <strong>especializaci\u00f3n<\/strong><\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col,.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aspec_hdr_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aspec_hdr_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aspec_hdr_r\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-section-desc\">\n Contamos con una s\u00f3lida especializaci\u00f3n en seguros de vida, en particular en\nproductos con participaci\u00f3n en beneficios, modelizaci\u00f3n estoc\u00e1stica y presentaci\u00f3n de informes reglamentarios. Nuestro trabajo suele\nconsistir en el desarrollo de an\u00e1lisis t\u00e9cnicos complejos y elaborar informes actuariales para\nla alta direcci\u00f3n y los \u00f3rganos de gobierno.\n    <\/p>\n    <div class=\"ppb-areas-wrap\">\n      <span class=\"ppb-area-tag\">With-Profits<\/span>\n<span class=\"ppb-area-tag\">Modelizaci\u00f3n estoc\u00e1stica<\/span>\n<span class=\"ppb-area-tag\">NIIF 17<\/span>\n<span class=\"ppb-area-tag\">Solvency II<\/span>\n<span class=\"ppb-area-tag\">Seguros de vida<\/span>\n<span class=\"ppb-area-tag\">Validaci\u00f3n de modelos<\/span>\n<span class=\"ppb-area-tag\">Gesti\u00f3n de activos y pasivos (ALM)<\/span>\n<span class=\"ppb-area-tag\">Modelizaci\u00f3n de capital<\/span>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_aspec_grid > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_aspec_grid > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_aspec_grid > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-right:40px;padding-bottom:120px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_ppb_aspec_grid{background-color:#F4F4F2;}.kb-row-layout-id_ppb_aspec_grid > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_aspec_grid > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_aspec_grid > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_aspec_grid alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col,.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aspec_grid_c{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aspec_grid_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aspec_grid_c\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-spec-grid\">\n      <div class=\"ppb-spec-card\">\n        <div class=\"ppb-spec-num\">01<\/div>\n        <h3>Seguros de vida y With-Profits<\/h3>\n        <p>Amplia experiencia en productos with-profits, incluyendo valoraciones estoc\u00e1sticas, apoyo en la gesti\u00f3n de fondos y presentaci\u00f3n de informes a los comit\u00e9s de gobierno corporativo. Nuestra experiencia abarca tanto procesos de valoraci\u00f3n continuos como proyectos espec\u00edficos.<\/p>\n      <\/div>\n      <div class=\"ppb-spec-card\">\n        <div class=\"ppb-spec-num\">02<\/div>\n        <h3>Modelizaci\u00f3n estoc\u00e1stica<\/h3>\n        <p>Amplia experiencia en el desarrollo, las pruebas y la validaci\u00f3n de modelos actuariales estoc\u00e1sticos para seguros de vida. Reconstrucci\u00f3n de modelos, migraciones de sistemas e implementaci\u00f3n de marcos de trabajo para la elaboraci\u00f3n de informes financieros y la gesti\u00f3n de riesgos. <\/p>\n      <\/div>\n      <div class=\"ppb-spec-card\">\n        <div class=\"ppb-spec-num\">03<\/div>\n        <h3>Informes reglamentarios<\/h3>\n        <p>Informes actuariales conforme a los marcos normativos de Solvency II y la NIIF 17. An\u00e1lisis de balances, an\u00e1lisis de variaciones y procesos de presentaci\u00f3n de informes de principio a fin, tanto en proyectos de transformaci\u00f3n como en entornos de actividad habitual. <\/p>\n      <\/div>\n      <div class=\"ppb-spec-card\">\n        <div class=\"ppb-spec-num\">04<\/div>\n        <h3>Informes para altos directivos y gobernanza<\/h3>\n        <p>Elaboraci\u00f3n de informes actuariales para la altos directivos y los \u00f3rganos de gobierno. An\u00e1lisis t\u00e9cnico en apoyo de los procesos de auditor\u00eda, la gesti\u00f3n de modelos internos y la validaci\u00f3n independiente de metodolog\u00edas y supuestos. <\/p>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_aappr_hdr > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_aappr_hdr > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_aappr_hdr > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:40px;padding-bottom:60px;padding-left:40px;grid-template-columns:minmax(0, calc(35% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(65% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_aappr_hdr{background-color:#FFFFFF;}.kb-row-layout-id_ppb_aappr_hdr > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_aappr_hdr > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_aappr_hdr > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_aappr_hdr alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col,.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aappr_hdr_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aappr_hdr_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aappr_hdr_l\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--amber\">C\u00f3mo trabajamos<\/p>\n    <h2 class=\"ppb-section-h2\">Nuestro <strong>enfoque<\/strong><\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col,.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aappr_hdr_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aappr_hdr_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aappr_hdr_r\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-section-desc\">\n Nuestro enfoque se basa en la independencia, el rigor t\u00e9cnico y un claro compromiso con ofrecer\nsoluciones pr\u00e1cticas y fiables. Adaptamos nuestros serviciosa las necesidades espec\u00edficas de cada cliente, combinando una amplia experiencia t\u00e9cnica con un profundo conocimiento del contexto normativo y empresarial.\n    <\/p>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_aappr_grid > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_aappr_grid > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_aappr_grid > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-right:40px;padding-bottom:120px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_ppb_aappr_grid{background-color:#FFFFFF;}.kb-row-layout-id_ppb_aappr_grid > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_aappr_grid > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_aappr_grid > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_aappr_grid alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col,.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_aappr_grid_c{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_aappr_grid_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_aappr_grid_c\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-pillars-grid\">\n      <div class=\"ppb-pillar\">\n        <div class=\"ppb-pillar-num\">01<\/div>\n        <h3>Independencia<\/h3>\n        <p>Ofrecemos asesoramiento t\u00e9cnico objetivo e imparcial, libre de conflictos de intereses comerciales. Nuestras evaluaciones se basan exclusivamente en el rigor y los datos, lo que garantiza que los clientes reciban un asesoramiento fiable y sin conflictos de intereses<\/p>\n      <\/div>\n      <div class=\"ppb-pillar\">\n        <div class=\"ppb-pillar-num\">02<\/div>\n        <h3>Rigor t\u00e9cnico<\/h3>\n        <p>Cada proyecto se basa en una amplia experiencia actuarial y un profundo conocimiento de la normativa. En todo nuestro trabajo mantenemos los m\u00e1s altos est\u00e1ndares profesionales, de conformidad con los requisitos del Instituto y la Facultad de Actuarios.<\/p>\n      <\/div>\n      <div class=\"ppb-pillar\">\n        <div class=\"ppb-pillar-num\">03<\/div>\n        <h3>Soluciones a medida<\/h3>\n        <p>Los servicios se adaptan a las necesidades y al contexto espec\u00edficos de cada cliente. Nos tomamos el tiempo necesario para comprender el entorno empresarial, los requisitos normativos y el marco de gobernanza antes de ofrecer recomendaciones t\u00e9cnicas. <\/p>\n      <\/div>\n      <div class=\"ppb-pillar\">\n        <div class=\"ppb-pillar-num\">04<\/div>\n        <h3>Pr\u00e1ctico y fiable<\/h3>\n        <p>Un enfoque centrado en ofrecer soluciones que no solo sean t\u00e9cnicamente s\u00f3lidas, sino tambi\u00e9n realmente pr\u00e1cticas de implementar, combinando una amplia experiencia con un profundo conocimiento de las limitaciones empresariales y normativas del mundo real.<\/p>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id_ppb_acta > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:100px;padding-right:40px;padding-bottom:100px;padding-left:40px;grid-template-columns:minmax(0, calc(70% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(30% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_acta{background-color:#FDB713;}.kb-row-layout-id_ppb_acta > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_acta > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_acta > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_acta alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-center kb-theme-content-width\">\n<style>.kadence-column_ppb_acta_l > .kt-inside-inner-col,.kadence-column_ppb_acta_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_acta_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_acta_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_acta_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_acta_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_acta_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_acta_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_acta_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_acta_l\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"ppb-cta-h2\">\u00bfTe interesa trabajar<br\/>con <strong>PPB Actuarial Services<\/strong>?<\/h2>\n    <p class=\"ppb-cta-p\">Si desea obtener m\u00e1s informaci\u00f3n sobre nuestros servicios o quiere hablar sobre una posible colaboraci\u00f3n, no dude en ponerse en contacto con nosotros.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_acta_r > .kt-inside-inner-col,.kadence-column_ppb_acta_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_acta_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_acta_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_acta_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_acta_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_acta_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_acta_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_acta_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_acta_r\"><div class=\"kt-inside-inner-col\">\n<a href=\"https:\/\/ppbactuarialservices.com\/contact\/\" class=\"ppb-btn-dark\">P\u00f3ngase en contacto con nosotros \u2192<\/a>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Acerca de la empresa Independientes. Rigurosos. Expertos actuariales. PPB Actuarial Services S.L. es una consultor\u00eda actuarial dedicada a prestar servicios t\u00e9cnicos de alta calidad en el sector de los seguros de vida, dirigida por un miembro del Institute of Actuaries (Reino Unido) con m\u00e1s de 20 a\u00f1os de experiencia en el sector. Nuestros servicios P\u00f3ngase&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"boxed","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-656","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages\/656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/comments?post=656"}],"version-history":[{"count":5,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages\/656\/revisions"}],"predecessor-version":[{"id":661,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages\/656\/revisions\/661"}],"wp:attachment":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/media?parent=656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}