{"id":633,"date":"2026-03-27T11:37:02","date_gmt":"2026-03-27T11:37:02","guid":{"rendered":"https:\/\/ppbactuarialservices.com\/inicio\/"},"modified":"2026-04-01T11:04:52","modified_gmt":"2026-04-01T11:04:52","slug":"inicio","status":"publish","type":"page","link":"https:\/\/ppbactuarialservices.com\/es\/","title":{"rendered":"Inicio"},"content":{"rendered":"<style>.kb-row-layout-id633_5a41a1-c2 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:60px;padding-right:40px;padding-bottom:40px;padding-left:40px;min-height:70vh;grid-template-columns:minmax(0, calc(55% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(45% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id633_5a41a1-c2{background-color:#1A1A1A;}.kb-row-layout-id633_5a41a1-c2 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id633_5a41a1-c2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id633_5a41a1-c2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id633_5a41a1-c2 alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-center kb-theme-content-width\">\n<style>.kadence-column633_2db8a7-50 > .kt-inside-inner-col{display:flex;}.kadence-column633_2db8a7-50 > .kt-inside-inner-col{padding-top:0px;padding-right:60px;padding-bottom:0px;padding-left:0px;}.kadence-column633_2db8a7-50 > .kt-inside-inner-col,.kadence-column633_2db8a7-50 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_2db8a7-50 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_2db8a7-50 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column633_2db8a7-50 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column633_2db8a7-50{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_2db8a7-50{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_2db8a7-50 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column633_2db8a7-50 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_2db8a7-50{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column633_2db8a7-50{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_2db8a7-50{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_2db8a7-50 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column633_2db8a7-50 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column633_2db8a7-50{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_2db8a7-50{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_2db8a7-50 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column633_2db8a7-50 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_2db8a7-50\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--gold\">Asesoramiento actuarial en seguros de vida<\/p>\n\n\n\n<h1 class=\"ppb-hero-h1\">\n Precisi\u00f3n en<br\/><strong>riesgos y<br\/>valoraci\u00f3n<\/strong>\n    <\/h1>\n\n\n\n<p class=\"ppb-hero-sub\">\n Somos una empresa especializada en servicios de consultor\u00eda actuarial que colabora con aseguradoras,\nempresas y fondos de pensiones, con un enfoque riguroso e independiente.\n    <\/p>\n\n\n\n<div style=\"display:flex; flex-wrap:wrap; gap:0;\">\n       \n<a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/\" class=\"ppb-btn-primary\">Nuestros servicios<\/a>\n<svg width=\"14\" height=\"14\" viewbox=\"0 0 14 14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 7h12M8 3l5 4-5 4\"><\/path><\/svg>\n\n<a href=\"https:\/\/ppbactuarialservices.com\/es\/sobre-nosotros\/\" class=\"ppb-btn-ghost\">Sobre la empresa<\/a>\n    <\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column633_b8c19a-54 > .kt-inside-inner-col{display:flex;}.kadence-column633_b8c19a-54 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column633_b8c19a-54 > .kt-inside-inner-col,.kadence-column633_b8c19a-54 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_b8c19a-54 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_b8c19a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column633_b8c19a-54 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column633_b8c19a-54{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_b8c19a-54{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_b8c19a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column633_b8c19a-54 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_b8c19a-54{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column633_b8c19a-54{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_b8c19a-54{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_b8c19a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column633_b8c19a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column633_b8c19a-54{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_b8c19a-54{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column633_b8c19a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column633_b8c19a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_b8c19a-54\"><div class=\"kt-inside-inner-col\">\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 520 480\" style=\"width:100%;max-width:520px;filter:drop-shadow(0 0 60px rgba(253,183,19,.12));\">\n      <line x1=\"60\" y1=\"40\" x2=\"60\" y2=\"400\" stroke=\"rgba(253,183,19,.12)\" stroke-width=\"1\"><\/line>\n      <line x1=\"60\" y1=\"400\" x2=\"480\" y2=\"400\" stroke=\"rgba(253,183,19,.12)\" stroke-width=\"1\"><\/line>\n      <line x1=\"60\" y1=\"340\" x2=\"480\" y2=\"340\" stroke=\"rgba(255,255,255,.05)\" stroke-width=\"1\" stroke-dasharray=\"4 6\"><\/line>\n      <line x1=\"60\" y1=\"280\" x2=\"480\" y2=\"280\" stroke=\"rgba(255,255,255,.05)\" stroke-width=\"1\" stroke-dasharray=\"4 6\"><\/line>\n      <line x1=\"60\" y1=\"220\" x2=\"480\" y2=\"220\" stroke=\"rgba(255,255,255,.05)\" stroke-width=\"1\" stroke-dasharray=\"4 6\"><\/line>\n      <line x1=\"60\" y1=\"160\" x2=\"480\" y2=\"160\" stroke=\"rgba(255,255,255,.05)\" stroke-width=\"1\" stroke-dasharray=\"4 6\"><\/line>\n      <line x1=\"60\" y1=\"100\" x2=\"480\" y2=\"100\" stroke=\"rgba(255,255,255,.05)\" stroke-width=\"1\" stroke-dasharray=\"4 6\"><\/line>\n      <text x=\"44\" y=\"404\" font-size=\"10\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"end\" font-family=\"Jost,sans-serif\">0<\/text>\n      <text x=\"44\" y=\"344\" font-size=\"10\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"end\" font-family=\"Jost,sans-serif\">20<\/text>\n      <text x=\"44\" y=\"284\" font-size=\"10\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"end\" font-family=\"Jost,sans-serif\">40<\/text>\n      <text x=\"44\" y=\"224\" font-size=\"10\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"end\" font-family=\"Jost,sans-serif\">60<\/text>\n      <text x=\"44\" y=\"164\" font-size=\"10\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"end\" font-family=\"Jost,sans-serif\">80<\/text>\n      <text x=\"44\" y=\"104\" font-size=\"10\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"end\" font-family=\"Jost,sans-serif\">100<\/text>\n      <defs>\n        <lineargradient id=\"areaGrad\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n          <stop offset=\"0%\" stop-color=\"#FDB713\" stop-opacity=\".18\"><\/stop>\n          <stop offset=\"100%\" stop-color=\"#FDB713\" stop-opacity=\"0\"><\/stop>\n        <\/lineargradient>\n        <lineargradient id=\"line2Grad\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n          <stop offset=\"0%\" stop-color=\"#755201\" stop-opacity=\".4\"><\/stop>\n          <stop offset=\"100%\" stop-color=\"#755201\" stop-opacity=\"0\"><\/stop>\n        <\/lineargradient>\n      <\/defs>\n      <path d=\"M60 360 C130 340 180 280 230 260 C280 240 320 180 370 160 C400 148 440 130 480 110 L480 400 L60 400 Z\" fill=\"url(#areaGrad)\"><\/path>\n      <path d=\"M60 380 C120 370 170 330 220 320 C280 308 340 290 400 270 C430 260 460 252 480 246 L480 400 L60 400 Z\" fill=\"url(#line2Grad)\"><\/path>\n      <path d=\"M60 360 C130 340 180 280 230 260 C280 240 320 180 370 160 C400 148 440 130 480 110\" stroke=\"#FDB713\" stroke-width=\"2.5\" fill=\"none\" stroke-linecap=\"round\"><\/path>\n      <path d=\"M60 380 C120 370 170 330 220 320 C280 308 340 290 400 270 C430 260 460 252 480 246\" stroke=\"#755201\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-dasharray=\"6 4\"><\/path>\n      <circle cx=\"60\" cy=\"360\" r=\"4\" fill=\"#FDB713\"><\/circle>\n      <circle cx=\"130\" cy=\"330\" r=\"4\" fill=\"#FDB713\"><\/circle>\n      <circle cx=\"230\" cy=\"260\" r=\"5\" fill=\"#FDB713\" stroke=\"rgba(253,183,19,.3)\" stroke-width=\"6\"><\/circle>\n      <circle cx=\"370\" cy=\"160\" r=\"4\" fill=\"#FDB713\"><\/circle>\n      <circle cx=\"480\" cy=\"110\" r=\"4\" fill=\"#FDB713\"><\/circle>\n      <<rect x=\"68\" y=\"48\" width=\"110\" height=\"52\" rx=\"3\" fill=\"rgba(253,183,19,.1)\" stroke=\"rgba(253,183,19,.3)\" stroke-width=\"1\"\/>\n      <text x=\"83\" y=\"69\" font-size=\"9.5\" fill=\"rgba(255,255,255,.5)\" font-family=\"Jost,sans-serif\" letter-spacing=\"1\">IFRS 17<\/text>\n      <text x=\"83\" y=\"86\" font-size=\"14\" fill=\"#FDB713\" font-family=\"Jost,sans-serif\" font-weight=\"700\">+18.4%<\/text>\n      <g class=\"ppb-rotate\"><circle cx=\"420\" cy=\"80\" r=\"40\" stroke=\"rgba(253,183,19,.08)\" stroke-width=\"1\" fill=\"none\" stroke-dasharray=\"4 8\"><\/circle><\/g>\n      <g class=\"ppb-rotate-rev\"><circle cx=\"420\" cy=\"80\" r=\"28\" stroke=\"rgba(253,183,19,.15)\" stroke-width=\"1\" fill=\"none\" stroke-dasharray=\"2 5\"><\/circle><\/g>\n      <circle cx=\"420\" cy=\"80\" r=\"5\" fill=\"rgba(253,183,19,.25)\"><\/circle>\n      <text x=\"60\" y=\"420\" font-size=\"9.5\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"middle\" font-family=\"Jost,sans-serif\">2019<\/text>\n      <text x=\"145\" y=\"420\" font-size=\"9.5\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"middle\" font-family=\"Jost,sans-serif\">2020<\/text>\n      <text x=\"230\" y=\"420\" font-size=\"9.5\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"middle\" font-family=\"Jost,sans-serif\">2021<\/text>\n      <text x=\"315\" y=\"420\" font-size=\"9.5\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"middle\" font-family=\"Jost,sans-serif\">2022<\/text>\n      <text x=\"400\" y=\"420\" font-size=\"9.5\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"middle\" font-family=\"Jost,sans-serif\">2023<\/text>\n      <text x=\"480\" y=\"420\" font-size=\"9.5\" fill=\"rgba(255,255,255,.25)\" text-anchor=\"middle\" font-family=\"Jost,sans-serif\">2024<\/text>\n      <rect x=\"62\" y=\"438\" width=\"14\" height=\"3\" rx=\"1\" fill=\"#FDB713\"><\/rect>\n      <text x=\"82\" y=\"442\" font-size=\"9\" fill=\"rgba(255,255,255,.35)\" font-family=\"Jost,sans-serif\">Disposiciones t\u00e9cnicas<\/text>\n      <rect x=\"210\" y=\"438\" width=\"14\" height=\"3\" rx=\"1\" fill=\"#755201\"><\/rect>\n      <text x=\"230\" y=\"442\" font-size=\"9\" fill=\"rgba(255,255,255,.35)\" font-family=\"Jost,sans-serif\">Pasivos por mejor estimaci\u00f3n<\/text>\n    <\/svg>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id633_da4a65-58 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id633_da4a65-58 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id633_da4a65-58 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:40px;padding-bottom:0px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id633_da4a65-58{background-color:#FDB713;}.kb-row-layout-id633_da4a65-58 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id633_da4a65-58 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id633_da4a65-58 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id633_da4a65-58 alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column633_ac99a4-3f > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column633_ac99a4-3f > .kt-inside-inner-col,.kadence-column633_ac99a4-3f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_ac99a4-3f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_ac99a4-3f > .kt-inside-inner-col{flex-direction:column;}.kadence-column633_ac99a4-3f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column633_ac99a4-3f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_ac99a4-3f{position:relative;}@media all and (max-width: 1024px){.kadence-column633_ac99a4-3f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column633_ac99a4-3f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_ac99a4-3f\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-credentials-grid\">\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">20+<\/div>\n        <div class=\"ppb-cred-label\">A\u00f1os de experiencia en el sector<\/div>\n      <\/div>\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">FIA<\/div>\n        <div class=\"ppb-cred-label\">Fellow of the Institute of Actuaries (UK)<\/div>\n      <\/div>\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">6<\/div>\n        <div class=\"ppb-cred-label\">\u00c1reas principales de servicio<\/div>\n      <\/div>\n      <div class=\"ppb-cred-item\">\n        <div class=\"ppb-cred-number\">2009<\/div>\n        <div class=\"ppb-cred-label\">Certificado desde<\/div>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id633_9f31fc-e1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id633_9f31fc-e1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id633_9f31fc-e1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-right:40px;padding-bottom:80px;padding-left:40px;grid-template-columns:minmax(0, calc(30% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(70% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id633_9f31fc-e1{background-color:#FFFFFF;}.kb-row-layout-id633_9f31fc-e1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id633_9f31fc-e1 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id633_9f31fc-e1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id633_9f31fc-e1 alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column633_33b13c-94 > .kt-inside-inner-col{padding-top:0px;padding-right:40px;padding-bottom:0px;padding-left:0px;}.kadence-column633_33b13c-94 > .kt-inside-inner-col,.kadence-column633_33b13c-94 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_33b13c-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_33b13c-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column633_33b13c-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column633_33b13c-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_33b13c-94{position:relative;}@media all and (max-width: 1024px){.kadence-column633_33b13c-94 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column633_33b13c-94 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_33b13c-94\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--amber\">Qu\u00e9 hacemos<\/p>\n\n\n\n<h2 class=\"ppb-intro-h2\">Consutor\u00eda<br\/>Actuarial<br\/>Independiente<\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column633_a511a3-53 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column633_a511a3-53 > .kt-inside-inner-col,.kadence-column633_a511a3-53 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_a511a3-53 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_a511a3-53 > .kt-inside-inner-col{flex-direction:column;}.kadence-column633_a511a3-53 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column633_a511a3-53 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_a511a3-53{position:relative;}@media all and (max-width: 1024px){.kadence-column633_a511a3-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column633_a511a3-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_a511a3-53\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-intro-body\">\n      <p>\n Ofrecemos asesoramiento t\u00e9cnico en materia de valoraci\u00f3n de pasivos, elaboraci\u00f3n de modelos financieros,\ngesti\u00f3n de riesgos y cumplimiento normativo, con un enfoque riguroso e independiente.\n      <\/p>\n      <p>\n Nuestro objetivo es aportar claridad y facilitar la toma de decisiones en entornos complejos y regulados,\ncolaborando estrechamente con aseguradoras, empresas y fondos de pensiones en\nlos mercados del Reino Unido y de Europa.\n      <\/p>\n      <a href=\"https:\/\/ppbactuarialservices.com\/es\/sobre-nosotros\/\" class=\"ppb-text-link\">M\u00e1s informaci\u00f3n sobre la empresa \u2192<\/a>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id633_1d3f1f-6d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id633_1d3f1f-6d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id633_1d3f1f-6d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-right:40px;padding-bottom:60px;padding-left:40px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id633_1d3f1f-6d{background-color:#F4F4F2;}.kb-row-layout-id633_1d3f1f-6d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id633_1d3f1f-6d > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id633_1d3f1f-6d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id633_1d3f1f-6d alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column633_99c404-8f > .kt-inside-inner-col,.kadence-column633_99c404-8f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_99c404-8f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_99c404-8f > .kt-inside-inner-col{flex-direction:column;}.kadence-column633_99c404-8f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column633_99c404-8f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_99c404-8f{position:relative;}@media all and (max-width: 1024px){.kadence-column633_99c404-8f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column633_99c404-8f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_99c404-8f\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--amber\">Especializaci\u00f3n<\/p>\n    <h2 class=\"ppb-section-h2\">Nuestras <strong>\u00e1reas de servicio<\/strong><\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column633_6ace78-de > .kt-inside-inner-col,.kadence-column633_6ace78-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_6ace78-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_6ace78-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column633_6ace78-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column633_6ace78-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_6ace78-de{position:relative;}@media all and (max-width: 1024px){.kadence-column633_6ace78-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column633_6ace78-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_6ace78-de\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-section-desc\">\n Servicios actuariales especializados en el sector de los seguros de vida, con especial\n\u00e9nfasis en la informaci\u00f3n financiera, la elaboraci\u00f3n de modelos y la gesti\u00f3n de riesgos.\n    <\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id633_3145fb-5f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id633_3145fb-5f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id633_3145fb-5f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-right:40px;padding-bottom:80px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id633_3145fb-5f{background-color:#F4F4F2;}.kb-row-layout-id633_3145fb-5f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id633_3145fb-5f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id633_3145fb-5f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id633_3145fb-5f alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column633_488f5c-1f > .kt-inside-inner-col,.kadence-column633_488f5c-1f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column633_488f5c-1f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column633_488f5c-1f > .kt-inside-inner-col{flex-direction:column;}.kadence-column633_488f5c-1f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column633_488f5c-1f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column633_488f5c-1f{position:relative;}@media all and (max-width: 1024px){.kadence-column633_488f5c-1f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column633_488f5c-1f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column633_488f5c-1f\"><div class=\"kt-inside-inner-col\">\n<div class=\"ppb-services-row\">\n\n      <!-- Tarjeta 1: Financial Reporting -->\n      <div class=\"ppb-service-card\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"ppb-service-icon\" viewbox=\"0 0 44 44\" fill=\"none\">\n          <rect x=\"4\" y=\"28\" width=\"8\" height=\"12\" rx=\"1\" fill=\"currentColor\" opacity=\".4\"><\/rect>\n          <rect x=\"16\" y=\"18\" width=\"8\" height=\"22\" rx=\"1\" fill=\"currentColor\" opacity=\".7\"><\/rect>\n          <rect x=\"28\" y=\"8\" width=\"8\" height=\"32\" rx=\"1\" fill=\"currentColor\"><\/rect>\n          <path d=\"M6 26 L20 16 L32 10\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-dasharray=\"2 2\" fill=\"none\"><\/path>\n        <\/svg>\n        <h3>Informes Financieros<\/h3>\n        <p>Informes conforme a la NIIF 17, Solvency II y los PCGA del Reino Unido. An\u00e1lisis de balances, an\u00e1lisis de variaciones y procesos de elaboraci\u00f3n de informes de principio a fin, tanto en proyectos de transformaci\u00f3n como en entornos de actividad habitual. <\/p>\n        <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/#informes-financieros\" class=\"ppb-service-link\">Ver detalles \u2192<\/a>\n      <\/div>\n\n      <!-- Tarjeta 2: Actuarial Modelling -->\n      <div class=\"ppb-service-card\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"ppb-service-icon\" viewbox=\"0 0 44 44\" fill=\"none\">\n          <circle cx=\"22\" cy=\"22\" r=\"16\" stroke=\"currentColor\" stroke-width=\"1.5\" opacity=\".3\"><\/circle>\n          <circle cx=\"22\" cy=\"22\" r=\"10\" stroke=\"currentColor\" stroke-width=\"1.5\" opacity=\".6\"><\/circle>\n          <circle cx=\"22\" cy=\"22\" r=\"4\" fill=\"currentColor\"><\/circle>\n          <line x1=\"22\" y1=\"4\" x2=\"22\" y2=\"12\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/line>\n          <line x1=\"22\" y1=\"32\" x2=\"22\" y2=\"40\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/line>\n          <line x1=\"4\" y1=\"22\" x2=\"12\" y2=\"22\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/line>\n          <line x1=\"32\" y1=\"22\" x2=\"40\" y2=\"22\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/line>\n        <\/svg>\n        <h3>Modelizaci\u00f3n actuarial<\/h3>\n        <p>Desarrollo, testeo y validaci\u00f3n de modelos actuariales, con especializaci\u00f3n en modelos estoc\u00e1sticos en seguros de vida. Experiencia en reconstrucci\u00f3n de modelos, migraciones de sistemas y desarrollo de herramientas de modelizaci\u00f3n. <\/p>\n        <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/#modelizacion-actuarial\" class=\"ppb-service-link\">Ver detalles \u2192<\/a>\n      <\/div>\n\n      <!-- Tarjeta 3: With-Profits -->\n      <div class=\"ppb-service-card\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"ppb-service-icon\" viewbox=\"0 0 44 44\" fill=\"none\">\n          <path d=\"M8 36 Q14 20 22 24 Q30 28 36 10\" stroke=\"currentColor\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\"><\/path>\n          <circle cx=\"22\" cy=\"24\" r=\"3\" fill=\"currentColor\"><\/circle>\n          <path d=\"M6 36 h32\" stroke=\"currentColor\" stroke-width=\"1\" opacity=\".3\"><\/path>\n          <path d=\"M8 8 v28\" stroke=\"currentColor\" stroke-width=\"1\" opacity=\".3\"><\/path>\n        <\/svg>\n        <h3>Negocios With-profits<\/h3>\n        <p>Especializaci\u00f3n en productos with-profits, incluidas las valoraciones estoc\u00e1sticas, el apoyo a la gesti\u00f3n de fondos y la presentaci\u00f3n de informes a los comit\u00e9s de gobierno corporativo. Participaci\u00f3n en procesos en curso y en proyectos espec\u00edficos.<\/p>\n        <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/#with-profits\" class=\"ppb-service-link\">Ver detalles \u2192<\/a>\n      <\/div>\n\n      <!-- Tarjeta 4: Finance Transformation -->\n      <div class=\"ppb-service-card\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"ppb-service-icon\" viewbox=\"0 0 44 44\" fill=\"none\">\n          <rect x=\"6\" y=\"8\" width=\"32\" height=\"28\" rx=\"2\" stroke=\"currentColor\" stroke-width=\"1.5\" opacity=\".4\"><\/rect>\n          <path d=\"M14 20 h4 v-6 h4 v10 h4 v-4 h4\" stroke=\"currentColor\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n          <circle cx=\"34\" cy=\"10\" r=\"6\" fill=\"currentColor\"><\/circle>\n          <path d=\"M32 10 l1.5 1.5 3-3\" stroke=\"#1A1A1A\" stroke-width=\"1.5\" fill=\"none\" stroke-linecap=\"round\"><\/path>\n        <\/svg>\n        <h3>Transformaci\u00f3n Financiera<\/h3>\n        <p>Participaci\u00f3n en proyectos de transformaci\u00f3n actuarial y financiera, incluyendo implementaci\u00f3n de IFRS 17 y migraciones de modelos. Definici\u00f3n de requerimientos, validaci\u00f3n y coordinaci\u00f3n con distintos stakeholders.<\/p>\n        <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/#transformacion-financiera\" class=\"ppb-service-link\">Ver detalles \u2192<\/a>\n      <\/div>\n\n      <!-- Tarjeta 5: Risk & Capital -->\n      <div class=\"ppb-service-card\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"ppb-service-icon\" viewbox=\"0 0 44 44\" fill=\"none\">\n          <path d=\"M22 6 L38 14 v10 c0 9-8 16-16 18 C6 40 6 24 6 24 V14 Z\" stroke=\"currentColor\" stroke-width=\"1.5\" fill=\"none\" stroke-linejoin=\"round\" opacity=\".5\"><\/path>\n          <path d=\"M22 12 L34 18 v7 c0 6-6 11-12 13 C10 36 10 25 10 25 v-7 Z\" fill=\"currentColor\" opacity=\".15\"><\/path>\n          <path d=\"M16 22 l4 4 8-8\" stroke=\"currentColor\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <\/svg>\n        <h3>Gesti\u00f3n de Riesgos y Capital<\/h3>\n        <p>Modelizaci\u00f3n de activos y pasivos, pruebas de resistencia y evaluaciones de los requisitos de capital. Experiencia en el desarrollo de modelos internos y marcos de capital econ\u00f3mico en entornos de Solvency II. <\/p>\n        <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/#gestion-riesgos\" class=\"ppb-service-link\">Ver detalles \u2192<\/a>\n      <\/div>\n\n      <!-- Tarjeta 6: Audit & Validation -->\n      <div class=\"ppb-service-card\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"ppb-service-icon\" viewbox=\"0 0 44 44\" fill=\"none\">\n          <rect x=\"8\" y=\"6\" width=\"22\" height=\"28\" rx=\"2\" stroke=\"currentColor\" stroke-width=\"1.5\" opacity=\".4\"><\/rect>\n          <line x1=\"13\" y1=\"14\" x2=\"25\" y2=\"14\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/line>\n          <line x1=\"13\" y1=\"20\" x2=\"25\" y2=\"20\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/line>\n          <line x1=\"13\" y1=\"26\" x2=\"20\" y2=\"26\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/line>\n          <circle cx=\"32\" cy=\"30\" r=\"9\" fill=\"rgba(253,183,19,.15)\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle>\n          <path d=\"M29 30 l2 2 4-4\" stroke=\"currentColor\" stroke-width=\"1.5\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <\/svg>\n        <h3>Auditor\u00eda y validaci\u00f3n<\/h3>\n        <p>Revisi\u00f3n independiente de modelos actuariales, hip\u00f3tesis y metodolog\u00edas. Soporte t\u00e9cnico en procesos de auditor\u00eda y gobernanza interna mediante an\u00e1lisis riguroso e informes especializados. <\/p>\n        <a href=\"https:\/\/ppbactuarialservices.com\/es\/servicios\/#audit-validation\" class=\"ppb-service-link\">Ver detalles \u2192<\/a>\n      <\/div>\n\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id633_15e661-d5 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id633_15e661-d5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id633_15e661-d5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-right:40px;padding-bottom:80px;padding-left:40px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id633_15e661-d5{background-color:#1A1A1A;}.kb-row-layout-id633_15e661-d5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id633_15e661-d5 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id633_15e661-d5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id633_15e661-d5 alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_about_l > .kt-inside-inner-col{padding-top:0px;padding-right:60px;padding-bottom:0px;padding-left:0px;}.kadence-column_ppb_about_l > .kt-inside-inner-col,.kadence-column_ppb_about_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_about_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_about_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_about_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_about_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_about_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_about_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_about_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_about_l\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--gold\">La Empresa<\/p>\n    <h2 class=\"ppb-about-h2\">\n Dirigido por un <strong>miembro del<br\/>Institute of Actuaries<\/strong> (Reino Unido)\n    <\/h2>\n    <p class=\"ppb-about-p\">\n PPB Actuarial Services S.L. es una consultor\u00eda actuarial dedicada a prestar\nservicios t\u00e9cnicos de alta calidad en el sector de los seguros de vida.\n    <\/p>\n    <p class=\"ppb-about-p\">\n En su trayectoria se incluye haber trabajado con instituciones l\u00edderes como M&#038;G, as\u00ed como\ncon consultoras de primer nivel, entre ellas Ernst &#038; Young, combinando el trabajo actuarial\npr\u00e1ctico con la ejecuci\u00f3n satisfactoria de proyectos de transformaci\u00f3n.\n    <\/p>\n    <a href=\"https:\/\/ppbactuarialservices.com\/es\/sobre-nosotros\/\" class=\"ppb-btn-primary\" style=\"display:inline-flex;margin-top:12px;\">\n Acerca de la empresa \u2192\n    <\/a>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_about_r > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:40px;}.kadence-column_ppb_about_r > .kt-inside-inner-col,.kadence-column_ppb_about_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_about_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_about_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_about_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_about_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_about_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_about_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_about_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_about_r\"><div class=\"kt-inside-inner-col\">\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 420 380\" style=\"width:100%;max-width:480px;\">\n      <defs>\n        <pattern id=\"hexPat2\" x=\"0\" y=\"0\" width=\"60\" height=\"52\" patternunits=\"userSpaceOnUse\">\n          <polygon points=\"30,2 58,17 58,47 30,62 2,47 2,17\" stroke=\"rgba(253,183,19,.08)\" stroke-width=\"1\" fill=\"none\"><\/polygon>\n        <\/pattern>\n      <\/defs>\n      <rect width=\"420\" height=\"380\" fill=\"url(#hexPat2)\"><\/rect>\n      <polygon points=\"90,56 118,71 118,101 90,116 62,101 62,71\" fill=\"rgba(253,183,19,.07)\" stroke=\"rgba(253,183,19,.3)\" stroke-width=\"1\"><\/polygon>\n      <polygon points=\"150,82 178,97 178,127 150,142 122,127 122,97\" fill=\"rgba(253,183,19,.15)\" stroke=\"rgba(253,183,19,.5)\" stroke-width=\"1.5\"><\/polygon>\n      <polygon points=\"210,56 238,71 238,101 210,116 182,101 182,71\" fill=\"rgba(253,183,19,.25)\" stroke=\"#FDB713\" stroke-width=\"2\"><\/polygon>\n      <polygon points=\"270,82 298,97 298,127 270,142 242,127 242,97\" fill=\"rgba(253,183,19,.12)\" stroke=\"rgba(253,183,19,.4)\" stroke-width=\"1.5\"><\/polygon>\n      <polygon points=\"330,56 358,71 358,101 330,116 302,101 302,71\" fill=\"rgba(253,183,19,.06)\" stroke=\"rgba(253,183,19,.2)\" stroke-width=\"1\"><\/polygon>\n      <polygon points=\"120,160 148,175 148,205 120,220 92,205 92,175\" fill=\"rgba(117,82,1,.3)\" stroke=\"rgba(117,82,1,.6)\" stroke-width=\"1.5\"><\/polygon>\n      <polygon points=\"180,186 208,201 208,231 180,246 152,231 152,201\" fill=\"rgba(253,183,19,.3)\" stroke=\"#FDB713\" stroke-width=\"2\"><\/polygon>\n      <text x=\"180\" y=\"220\" text-anchor=\"middle\" font-size=\"9\" fill=\"rgba(255,255,255,.7)\" font-family=\"Jost,sans-serif\" font-weight=\"600\" letter-spacing=\"1\">SCR<\/text>\n      <polygon points=\"240,160 268,175 268,205 240,220 212,205 212,175\" fill=\"rgba(117,82,1,.2)\" stroke=\"rgba(117,82,1,.4)\" stroke-width=\"1.5\"><\/polygon>\n      <polygon points=\"300,186 328,201 328,231 300,246 272,231 272,201\" fill=\"rgba(253,183,19,.08)\" stroke=\"rgba(253,183,19,.25)\" stroke-width=\"1\"><\/polygon>\n      <polygon points=\"90,264 118,279 118,309 90,324 62,309 62,279\" fill=\"rgba(253,183,19,.05)\" stroke=\"rgba(253,183,19,.15)\" stroke-width=\"1\"><\/polygon>\n      <polygon points=\"210,264 238,279 238,309 210,324 182,309 182,279\" fill=\"rgba(253,183,19,.12)\" stroke=\"rgba(253,183,19,.4)\" stroke-width=\"1.5\"><\/polygon>\n      <polygon points=\"270,290 298,305 298,335 270,350 242,335 242,305\" fill=\"rgba(253,183,19,.2)\" stroke=\"#FDB713\" stroke-width=\"1.5\"><\/polygon>\n      <rect x=\"50\" y=\"16\" width=\"120\" height=\"28\" rx=\"2\" fill=\"rgba(253,183,19,.08)\" stroke=\"rgba(253,183,19,.2)\" stroke-width=\"1\"><\/rect>\n      <text x=\"110\" y=\"34\" text-anchor=\"middle\" font-size=\"9\" fill=\"rgba(255,255,255,.5)\" font-family=\"Jost,sans-serif\" letter-spacing=\"2\" font-weight=\"600\">MATRIZ DE RIESGOS<\/text>\n    <\/svg>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_ppb_approach > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ppb_approach > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ppb_approach > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:83px;padding-right:40px;padding-bottom:80px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_ppb_approach{background-color:#FFFFFF;}.kb-row-layout-id_ppb_approach > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_approach > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_approach > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_approach alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_ppb_approach_c > .kt-inside-inner-col,.kadence-column_ppb_approach_c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_approach_c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_approach_c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_approach_c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_approach_c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_approach_c{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_approach_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_approach_c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_approach_c\"><div class=\"kt-inside-inner-col\">\n<p class=\"ppb-eyebrow ppb-eyebrow--amber\" style=\"margin-bottom:16px;\">C\u00f3mo trabajamos<\/p>\n    <h2 class=\"ppb-section-h2\" style=\"margin-bottom:60px;\">Nuestro <strong>enfoque<\/strong><\/h2>\n\n\n\n<div class=\"ppb-approach-grid\">\n      <div class=\"ppb-approach-item\">\n        <div class=\"ppb-approach-num\">01<\/div>\n        <h3>Independencia<\/h3>\n        <p>Ofrecemos asesoramiento t\u00e9cnico objetivo e imparcial, libre de conflictos de intereses comerciales. Nuestras evaluaciones se basan exclusivamente en el rigor y los datos.<\/p>\n      <\/div>\n      <div class=\"ppb-approach-item\">\n        <div class=\"ppb-approach-num\">02<\/div>\n        <h3>Rigor t\u00e9cnico<\/h3>\n        <p>Cada proyecto se basa en una amplia experiencia actuarial y un profundo conocimiento de la normativa. Nos regimos por los m\u00e1s altos est\u00e1ndares profesionales.<\/p>\n      <\/div>\n      <div class=\"ppb-approach-item\">\n        <div class=\"ppb-approach-num\">03<\/div>\n        <h3>Soluciones pr\u00e1cticas<\/h3>\n        <p>Servicios adaptados a las necesidades espec\u00edficas de cada cliente, combinando los conocimientos t\u00e9cnicos especializados con una comprensi\u00f3n clara del contexto empresarial y normativo.<\/p>\n      <\/div>\n    <\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_ppb_cta > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:80px;padding-right:40px;padding-bottom:80px;padding-left:40px;grid-template-columns:minmax(0, calc(70% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(30% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id_ppb_cta{background-color:#FDB713;}.kb-row-layout-id_ppb_cta > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ppb_cta > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_ppb_cta > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ppb_cta alignfull kt-row-has-bg wp-block-kadence-rowlayout alignfull ppb-section wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-center kb-theme-content-width\">\n<style>.kadence-column_ppb_cta_l > .kt-inside-inner-col{padding-top:0px;padding-bottom:0px;}.kadence-column_ppb_cta_l > .kt-inside-inner-col,.kadence-column_ppb_cta_l > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_cta_l > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_cta_l > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_cta_l > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_cta_l > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_cta_l{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_cta_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_cta_l > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_cta_l\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"ppb-cta-h2\">\n \u00bfQuieres tratar una <strong>posible colaboraci\u00f3n<\/strong>?\n    <\/h2>\n    <p class=\"ppb-cta-p\">\n Si desea obtener m\u00e1s informaci\u00f3n sobre nuestros servicios o quiere hablar sobre\nuna posible colaboraci\u00f3n, p\u00f3ngase en contacto con nosotros.\n    <\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column_ppb_cta_r > .kt-inside-inner-col{padding-top:0px;padding-bottom:0px;}.kadence-column_ppb_cta_r > .kt-inside-inner-col,.kadence-column_ppb_cta_r > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ppb_cta_r > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ppb_cta_r > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ppb_cta_r > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ppb_cta_r > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ppb_cta_r{text-align:right;}.kadence-column_ppb_cta_r{position:relative;}@media all and (max-width: 1024px){.kadence-column_ppb_cta_r{text-align:right;}}@media all and (max-width: 1024px){.kadence-column_ppb_cta_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_ppb_cta_r{text-align:center;}.kadence-column_ppb_cta_r > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ppb_cta_r\"><div class=\"kt-inside-inner-col\">\n<a href=\"https:\/\/ppbactuarialservices.com\/es\/contacto\/\" class=\"ppb-btn-dark\">Ponte en contacto con nosotros \u2192<\/a>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Asesoramiento actuarial en seguros de vida Precisi\u00f3n enriesgos yvaloraci\u00f3n Somos una empresa especializada en servicios de consultor\u00eda actuarial que colabora con aseguradoras, empresas y fondos de pensiones, con un enfoque riguroso e independiente. Nuestros servicios Sobre la empresa 0 20 40 60 80 100<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"boxed","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-633","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages\/633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/comments?post=633"}],"version-history":[{"count":12,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages\/633\/revisions"}],"predecessor-version":[{"id":738,"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/pages\/633\/revisions\/738"}],"wp:attachment":[{"href":"https:\/\/ppbactuarialservices.com\/es\/wp-json\/wp\/v2\/media?parent=633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}